Our Mission: The BDA is committed to creating sustainable communities through education, developing affordable housing, and furthering economic opportunities for families.

Buying Without Boundaries Program

The BDA offers Certified Homebuyer Education Courses online


The Brighter Days Association is trying to make housing affordable to all, one family at a time. One way is our “Buying Without Boundaries Program”. The program is designed to assist Low to Moderate Income families in their quest to obtain homeownership by offering unconventional means of obtaining that dream. One way is offering affordable homes for sale, rent to own, or lease purchase. We are the bank and can approve your loan.

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Our partnerships with HUD and others allow us the opportunity to help our neighborhoods and hardworking families recover from the current recession and the foreclosure crisis. We are able to do this by helping to rid the communities of blighted and abandoned houses while at the same time filling those houses with families who are capable of making modest monthly payments as well as maintain the property. Call us today to start the simple process.

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Tired of renting? Credit issues? Filed bankruptcy recently? We are here to help you own in a home in as little as 7 years free and clear! We are working with community partners like Wells Fargo and Chase Bank to take foreclosed homes, remodel and upgrade them, and then sell and or rent the homes to qualified buyers who fall into the low to moderate income family criteria. Interested in purchasing one of our homes?

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Want to help a needy family with Down Payment Assistance?